SkenData and Schleswiger win insureNXT Innovators Award for green home insurance
Cologne | Rostock, 28.05.2024 – The future of home insurance is green – SkenData GmbH, market leader in the automated calculation of insurance value and pioneer of innovative products for determining the energy efficiency and ESG data of buildings, and Schleswiger Versicherungsverein a.G., a composite insurer with a focus on private customer insurance, agree on this. Together, the companies applied for the insureNXT Innovators Award in the “Collaboration Champion” category and have now received the coveted prize for their innovative collaboration.
SkenData and Schleswiger receive Innovators Award “Collaboration Champion” 2024
After SkenData and Schleswiger Versicherungsverein had already been voted among the top 3 of the insureNXT Innovators Award 2024 in the “Collaboration Champion” category with their solution, they convinced the live audience of their solution in another pitch round at insureNXT and took home the award. “We are extremely proud and grateful to receive the Innovators
Award for our green home insurance. Together we have managed to develop a sustainable solution that has a positive impact on our environment,” says Sven Jantzen, CEO and co-founder of SkenData GmbH.
Thomas Chrismann, CEO of Schleswiger Versicherungsverein a.G., is also proud of the award win and the collaboration: “The award is proof of the successful collaboration between SkenData and Schleswiger Versicherungsverein a.G.”. Schleswiger Versicherungsverein. We look forward to further expanding our partnership and to continue to pursue innovative paths in the future.”
ESG criteria are essential for the future of homeowners’ insurance
ESG criteria such as energy efficiency class, CO₂ equivalents and primary energy demand must be applied in residential building insurance in order to do justice to the improvement of energy efficiency after a loss, the consideration of sustainability trends and proof via
ESG criteria, among other things.
It is precisely for this reason that the two companies have joined forces. Schleswiger Versicherungsverein is planning to roll out a new residential building insurance policy that requires the energy data of the properties to be insured in order to calculate the insurance premium
with regard to the ESG KPIs. Together, SkenData and Schleswiger Versicherungsverein are creating a green home insurance policy that rewards sustainability.
Green home insurance via API
For this purpose, the SkenData API is integrated into the Schleswiger application route. The entire process remains on the insurer’s user interface and is expanded to include the query and automated delivery of ESG KPIs. The energy assessment as well as various energy measures and their impact on CO₂ equivalents, the energy efficiency class and the
energy requirement are carried out and simulated with the joint solution.
New application process including modernization and refurbishment measures
Modernization measures improve the energy properties of the building and thus the ESG data. These refurbishment measures are applied in the insurer’s new application process and influence the loss ratio factor and therefore the final insurance premium.
Process plausibilities are also used to present the customer with the best possible scope of cover for their home insurance at the point of sale, which is highly dependent on the energy efficiency classes
About SkenData GmbH
SkenData GmbH is the German market leader in the automated calculation of the insurance value of buildings. The multi-award-winning InsurTech counts leading insurance companies, platforms and insurance brokers among its customers. The innovative SkenData technologies are used to accelerate the calculation of risk and insurance sums for buildings.
The SkenData software solutions stand for optimized processes, more liability security and more transparency for all parties involved. To achieve these goals, the company uses 3D building models, artificial intelligence and big data.
With “Wert14”, SkenData has already established an efficient and digital building valuation system on the market – with a high level of acceptance and steadily increasing user numbers. In future, SkenData GmbH will expand its range of services to include determining the energy efficiency and CO₂ equivalents of buildings.
About Schleswiger Versicherungsverein a.G.
Schleswiger Versicherungsverein auf Gegenseitigkeit was founded in Haderslev in 1847 and is today one of the most traditional regional insurers in northern Germany. Headquartered in Emmelsbüll-Horsbüll near the Danish border, the company combines tradition and technical innovation. The focus is on property insurance for private and commercial buildings, including inventory. Two subsidiaries – Schleswiger Versicherungsdienst GmbH and Schleswiger Versicherungskontor GmbH – supplement the service portfolio with a Europe-wide range of brokerage services and comprehensive insurance solutions. Schleswiger Versicherungsverein has stood for trust, down-to-earthness and customized service for over 175 years.
Press contact
Inga Linow
SkenData GmbH
Mühlendamm 8B
18055 Rostock
E-Mail: presse@skendata.de
Photo credit: insureNXT, Koelnmesse GmbH.
